Homeowners

Keeping your home safe is an inherently top priority for any homeowner. After all, your home likely represents one of your most valuable assets and one of the most expensive purchases you’ll ever make. But in addition to having a direct and positive impact on safety, did you know that investing in home security can also help lower your home insurance rates? How […]

When choosing a home insurance policy in Texas, it’s essential to understand the differences between the various policy forms available. The most common types are HO-1, HO-2 and HO-3, each offering distinct coverage levels and suitability for different needs. Common Home Insurance Policy Options The following are common home insurance policies in Texas: HO-1 policies—This […]

Paying off your mortgage is a momentous achievement. However, just because your lender no longer requires homeowners insurance doesn’t mean you should let it lapse. Here’s why maintaining home insurance is essential even after your home is fully paid for. Protection Against Natural Disasters In the event of a covered peril, homeowners insurance can financially […]